I agree with you that security is a major conecrn but I feel that Indians needs to get more matured in using the electronic facilities provided by banks and other financial Institution. It comes with a hell lot of facility and you can transfer funds to any part of the country just by the click of mouse.

Managing portfolio just by clicking the mouse is real fun. At the same time it reduces the cost of Banks and ultimately the buck is passed over to the consumer in form of % cash back………….

What do you say????????????